Rapid and reliable payment system!

A special fund transfer system where there is a continuous and real-time settlement of fund transfers, individually on a transaction-by-transaction basis. Real-time means that instructions are processed as soon as they are received, whereas gross settlement means that individual funds transfer instructions are settled.

It is a fund mechanism that enables you to transfer money/ securities instantly (in real-time). Once processed, real-time gross settlement payments are final and irrevocable.

Benefits: -


  • Available on 24x7 basis through Internet Banking, Mobile Banking & also through Branches as per Branch timings.
  • No amount cap for transaction/transfer.
  • Available on all the days.
  • The remitter need not use a physical cheque or demand draft.
  • Beneficiary need not required to visit the branch.
  • Transactions has legal banking.
  • Transaction Limit: Minimum 2lakh and No Maximum Limit.
  • Transactions are processed continuously on a transaction by transaction basis.

Special Features

  • Real-time transfer of funds to the beneficiary account.
  • Used for high-value transactions.
  • Safe and secure system for fund transfer.
  • Reliable and backed by the RBI.
  • Immediate clearing.
  • Funds credited on a one-on-one basis.
  • Transactions executed on an individual and gross basis.

Good To Know: -

How to transfer using RTGS: -

  • Log in to the net banking account.
  • Once you log in, add the details of the beneficiary if you have not added the details.
  • Once the beneficiary details are added, you will need to go to the option for RTGS transactions.
  • Enter the details of the beneficiary and the payment to be processed to make the transactions.
  • Submit the application, and the funds will be transferred to the beneficiary immediately.

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